To ensure a position on our Reservation List, homebuyers must first get a loan pre-approval from one of our Preferred Lenders. Please read the following information to find out more about how to do this:

Obtaining your home loan is the foremost step on the path to homeownership at Honey Trail. Our preferred lenders assist Buyers in the process of finding a home loan and in determining which loan is the best for them.

Just a few reasons why you should speak with one of our preferred lenders:

• They have extensive market knowledge and can help first-time buyers through the whole purchase process with thorough explanations of the process. As Preferred Honey Trail Lenders, they have in-depth knowledge of the schedule and process of financing a condo in this particular complex. Their understanding of the types of loans needed to finance a unit at Honey Trail can help you to avoid unnecessary problems and delays.
• They are unbelievably responsive when it comes to answering your questions and concerns. You can call or email them anytime and they will speak with you directly to give you answers.
• They have access to a variety of different lenders and loan programs and can give you honest advice on which loan scenario is best for your personal situation.
• Not only will you receive excellent service from our Preferred Lenders- you can save money too. We may be able to extend special savings to buyers who secure a loan with one of our Preferred Lenders.

You are free to use any Lender you wish, however, we hope that you will consider one of our Preferred Lenders as they will offer you service and an understanding of the Honey Trail condo purchase process that is first-class.

How to Contact a Preferred Lender

You may contact them at the numbers below. They can work with you to help you obtain a loan pre-approval letter so that we may get you on the Reservation List ASAP.

CL Funding
Chiu Kui

ckui@clfunds.com
Phone (925) 698-5816

You can either call Chiu directly or visit: www.chiukui.com go to “purchase” and fill out with your complete information.

Residential Pacific Mortgage
Clint Madison

clint@clintmadison.com
(925) 367-4454

You may apply for your pre-approval online with Clint at:
www.Clintmadison.com Click “Apply Online”

And Once I get Pre-Approved?

Send your pre-approval letter via fax to Marisa Cox at: (925) 930-6884.

Do I have to use your Preferred Lenders for my loan?
No. You may use any lender you wish who is able to help you obtain financing to purchase one of these units. However, by meeting with one of our preferred lenders, you will be presented with some of the benefits our Preferred Lenders can provide during the home buying process. In addition, if for some reason your own lender cannot complete your loan as required, our Preferred Lenders can step in to ensure that you can obtain a loan and close escrow on your unit in a timely manner.

What if I plan on paying all cash for the home?
You will need to present to Marisa Cox a verification of funds.

Does obtaining the pre-approval letter obligate me in any way?
No, obtaining a pre-approval just lets you and Marisa Cox know that you are a qualified Buyer and can move forward with the reservation and contract process if you so choose.